Radius Finance is a corporate finance consultancy specialising in helping SME businesses and property developers across the UK access a range of funding options and their full entitlement to statutory tax reliefs, unlocking funds to increase profits or release capital for growth.
With over 20 years’ experience sourcing project capital and accessing tax relief, Radius Finance provides a proactive and flexible service, working with clients across all sectors to identify opportunities to reduce costs or expand their trading activity. Radius Finance management has previous experience overseeing project finance ventures with a combined value of over £120m. As a qualified corporate finance member of the Chartered Institute of Securities and Investment, a strict Code of Conduct is adhered to when dealing with clients.
Radius Finance works with property developers sourcing funding for both specific development projects and accelerating the long-term growth of their trading business.
Property funding services include financial modelling and sensitivity analysis to establish an optimal funding structure, sourcing competitive development finance from a range of bridging, senior and mezzanine lenders, and related products such as auction finance, exit finance and commercial mortgages. Radius Finance can help mitigate SDLT liability, establish joint ventures and provide legal and business affairs services as funding is closed. Projects range from ground-up developments to refurbishments and commercial to residential conversions.
Business expansion funding can be obtained by utilising a range of strategies such as general business loan finance, tapping into SSAS pension resources and accessing private equity from suitably qualified investors. Radius Finance can also oversee the establishment and marketing within financial promotion rules of fundraising offers to qualified investors, enhancing a developer's financial contribution to projects.
Accessing a broad panel of competitive, flexible and responsive lenders, Radius Finance can source a selection of funding options including secured and unsecured working capital related finance, longer term asset-based finance and commercial mortgages that matches a client’s specific trading needs, whether the objective is to review and enhance current funding or obtain resources for expansion. We provide a confidential and impartial assessment of the funding options available, working with both client and underwriters to locate the optimal finance package.
Mergers & Acquisitions Service
Radius Finance provides a wide-ranging service to support entrepreneurs in the early stages of their ambitions to expand through an acquisition led or ‘buy and build’ corporate strategy, including branding, shortlisting prospective targets, initial due diligence and legals, business plans, funding models and loan sourcing. We then work alongside the main legal and finance team to ensure deals progress and promptly close.
Whether a client is a start-up, early-stage or established business, Radius Finance can assist in becoming investment ready to seek out and secure capital. From initial evaluation through to completion of a funding round, services include viability assessment, preparation of financial forecasts and business plans, and corporate matters such as share capital alterations, cap table management and preparing offer documents complying with the financial promotion exemptions that simplify and reduce the cost of private share offers.
For many companies the benefits of the Enterprise Investment Scheme (EIS) and Seed EIS are an essential element for securing seed and growth investment. Radius Finance is experienced in managing the submission for HMRC Advance Assurance, and successfully ensuring applications meet the requirements necessary for compliance. Radius Finance also operates a bespoke, secure marketing platform meeting FSMA requirements for the private placing of shares.
Creative Industries Tax Relief
With the creative industries adding an estimated £126bn to the UK economy, but the sector facing international competition, the creative industries tax relief programme was designed to promote culturally-relevant productions, bring investment into the UK, and to ensure that the UK retains creative skills and infrastructure. Radius Finance has experience of planning and claiming the creative industries tax reliefs, from low budget productions through to overseeing complex multi-party co-productions.
